Mintos non ne parla ma
1. tutti quelli che ho visto io non prevedono interessi per il pagamento ritardato. Quindi se il debitore paga prima del buyback il ritardo se lo piange l'investitore con una certa riduzione del rendimento
il CEO di Mintos Martin Valters ha risposto cosi sulla questione degli interessi sui ritardi, a quanto pare vengono pagati, non vengono pagate solo ulteriori penali, sembra che non si siano spiegati bene, ma bisognerà verificare per esserne certi. Per caso tu hai investimenti in Russia su altre piattaforme p2p o anche di altro genere?
If the loan is delayed within the Note, investor will continue to earn interest on that - it is called Late payment interest calculated on unpaid principle. Just like in current setup. What is not forwarded in Note setup is Penalty interest (ie. on top of Late payment interest) as in practice only few entities provided it in current setup. Having said that we did notice that in some of the first few prospectuses there was wrong placeholder used in final terms and it refered to Penalty income, not Late Payment interest, but that doesn’t change the substance. Hope this clarifies it. If you think it is still puzzling from our webpage or prospectus, let me know, happy to ask the team to review that to make more clear.